Life Insurance Products

Colonial Penn Insurance Products

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Life Insurance Products

For over 50 years, Colonial Penn has specialized in offering life insurance directly to consumers at affordable prices. Through mail, TV, our call center and the web, we focus on providing life insurance protection for folks like you and your loved ones.


Guaranteed Acceptance Life Insurance

Acceptance GUARANTEED- No medical
exam, no health questions

You Cannot Be Turned Down (ages 50-85) You cannot be turned down because of your health. This is permanent, whole life insurance with no health questions asked and no physical to take.

Guaranteed Acceptance Plan Features Include
- Locked in Benefit Amount after 2nd year
- Locked-In Rate
- Permanent Lifetime Protection
- Begins to build cash value after 1st year

Term and Whole Life Insurance

Term and Whole Life up to $50,000
No medical exam, your answers to a few health questions help us determine your eligibility

Term Life (ages 18-75) Level term life insurance, guaranteed
renewable up to age 90. Your
rate will stay the same and will not increase until you reach a new age band.

Whole Life (ages 40-75) Permanent, whole life insurance that lasts a lifetime. Once insured, your premium rate will not change for the life of the policy.

Both Plans Feature
- Coverage up to $50,000 - Affordable Rates
- Easy online application

If you are not completely satisfied with this coverage, you may cancel at any time within the 30-Day Money-Back Guarantee and receive a full refund.

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The Colonial Penn® Program | 399 Market Street | Philadelphia, PA 19106