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Privacy Statement
Your privacy and security are extremely important. We take our obligation to keep your information secure and confidential very seriously. That's why we maintain the following standards to help protect information that personally identifies you.

Website Security

For your protection, any and all on-line data must pass through our secure server. The security protocol that is utilized is called Secure Socket Layer (SSL). SSL protects all data transmissions between your PC and our secure server. SSL utilizes authentication and encryption technology developed by RSA Data Security, Inc. This method of cryptography means that your personal information cannot readily be deciphered by unauthorized individuals. Our secure server uses 128 bit encryption (the highest level of encryption currently available) and is verified by Verisign, Inc., a leading provider of secure online certificates.

Personal Data

Visitors to this site are not required to register or provide any personal data to browse the site. Of course, visitors who request more information or e-mail us a question must provide their contact information (name, street address, city, state, zip code, phone number, e-mail address). Other information may also be needed to process an inquiry (such as date of birth and gender). We will store data so that we can personalize your visits or provide you with more information. In addition, we will use the data to administer business and to notify you of products and services that may be of interest to you. We collect and retain information about you only for specific business purposes - and we will tell you why we are collecting and retaining it upon your request. If you apply for coverage, be sure to check all the information in your insurance documents for accuracy when you receive them. If you find any inaccuracies please have them corrected by calling the company at the toll-free number shown in your insurance documents.

Sharing

We work closely with certain third parties who perform services on our behalf, including but not limited to fulfilling requests for information, managing data, processing credit card payments or providing customer service. Such third parties have access to your personal data only to the extent necessary to perform their functions, and may not use or disclose it for any other purpose.

Cookies and GUIDs

Most web sites use "cookies" and so do we. A cookie is a bit of information that is stored on a visitor's hard drive that helps us learn how large groups of people use the site, and helps us collect data to track usage patterns, assess web content and structure, and tailor the site to your interests and preferences. In addition, we also use a GUID (Globally Unique IDentifier) to enhance the use of cookies. A GUID is an alphanumeric identifier that we store within a cookie to better assist us in statistical analysis. We collect this data on an aggregate basis. No individual information is associated with it, unless you provide it to us through transactions such as requesting information by mail. Our goals are to better understand your interests, make our site more useful to you, and understand the most effective forms of advertising.

The terms of the above privacy statement are effective 06/15/2000. If we revise the terms we will post them here, along with a revision date.
Revised 05/14/2004


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