Here Are Some Frequently Asked Questions
About Our Insurance
New York Residents Click Here
What can I do on this website?
This site offers
many features for both life insurance shoppers and current
customers, including:
What is a unit?
A unit of coverage corresponds to the life insurance benefit amount you can
purchase, and it depends on age, gender and state. Please visit the
Guaranteed Acceptance Life
quote page to see benefit amounts and premiums available to
you for up to 8 units of coverage.
What kind of insurance do you offer?
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Guaranteed
Acceptance life insurance (ages 50 - 85, most
states)
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Term
life insurance up to $25,000 for ages 18 - 77, with
no medical exam required. Your answers to a few health
questions help us determine your eligibility. |
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Whole
life insurance up to $25,000 for ages 45 - 75, with
no medical exam required. Your answers to a few health
questions help us determine your eligibility. |
Click Here for information about Medicare Supplement insurance.
Will I always need to answer medical
questions and take a physical to apply for coverage?
No. With our Guaranteed Acceptance Life plan
you cannot be turned down for coverage (there is a 2-year
limited benefit before full benefits take effect). For some of
our plans your answers to a few simple health questions help
us determine your eligibility, but you will not be required to
take a physical.
What if I apply for coverage, but
change my mind later?
Count on our 30-Day
Free-Look Guarantee for peace of mind. If you decide this
coverage isn't for you, no matter what the reason, just return
your insurance documents within 30 days of receipt for a
complete refund, no questions asked.
Does it pay to act now?
It makes good sense to apply now. If you have a
birthday in the near future we suggest calling us right away,
so you can quickly lock in the lowest possible rates or
highest possible benefit amount. Call toll free 1-877-877-8052 (in NY, 1-877-891-0915).
What type of payment options do you
offer?
When you apply online for coverage you can
either use a credit card or pay by direct bill. If you select the
direct bill option we'll send you a bill with your policy, and
then continue to bill you monthly or annually, depending on
the frequency you select. If you change your mind later, you
can switch to the billing method that's most convenient for
you. In addition to direct and credit card billing, we also
offer automatic deduction from your checking or savings
account in
most states. This option is not yet available for
online applications, but you can easily switch to it after
you've made your first payment. For more details please click
here.
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